Discover Your Perfect Financial Fit: Top Starling Bank Alternatives

Starling Bank has revolutionized mobile banking, earning accolades as Best British Bank and Best Current Account Provider with its intuitive personal, joint, and business accounts. However, as the digital banking landscape evolves, many users seek specific features, different fee structures, or a broader range of international services. If you're exploring options beyond Starling Bank, this guide to Starling Bank alternatives will help you find the perfect financial partner.

Top Starling Bank Alternatives

Whether you're looking for advanced currency exchange, cryptocurrency support, or just a different user experience, there's a mobile banking solution out there for you. Here's a curated list of top alternatives that offer unique advantages over Starling Bank.

Revolut

Revolut is an excellent Starling Bank alternative for those who need comprehensive international banking features. Available on Freemium, Android, iPhone, Apple Watch, and Android Wear, it offers powerful money management, multi-currency transfers, and robust cryptocurrency support. Its features include in-app money transfer, automated trading, and strong security focus, making it ideal for frequent travelers and digital nomads.

TransferWise

For international money transfers, TransferWise (now Wise) stands out as a leading Starling Bank alternative. Operating on Commercial, Web, Android, iPhone, Android Tablet, and iPad, it specializes in currency exchange, offering significantly lower hidden costs compared to traditional banks. Its core features include foreign account deposits and highly competitive exchange rates, making it perfect for sending money abroad.

N26

N26 is a strong contender for those seeking a fully mobile banking experience. As Europe’s first completely mobile bank, it provides complete control of your finances through its Freemium, Web, Android, and iPhone platforms. It focuses on streamlined online banking and a mobile-friendly interface, offering a modern alternative to traditional accounts like Starling Bank.

Curve

Curve offers a unique proposition as a Starling Bank alternative by consolidating all your cards into one smart card and app. Available on Freemium, Android, and iPhone, it simplifies your wallet by allowing you to add all your credit and debit cards to a single Curve card, providing a unified online banking experience and making it easier to manage spending across multiple accounts.

Monese

Monese is a great Starling Bank alternative for those needing a multi-currency mobile banking solution, especially for those without a fixed address or traditional banking history. It allows users to open a fully functional current account instantly on its Freemium, Web, Android, and iPhone platforms. Key features include 128-bit encryption, Apple Pay, Google Pay, and support for multiple currencies and languages, providing a truly global banking experience.

Stellar

Stellar, a Free and Open Source Web platform, is a decentralized protocol for sending and receiving money in any pair of currencies. While not a direct bank, it serves as an excellent Starling Bank alternative for those interested in decentralized finance and cryptocurrency. Its primary feature is seamless cryptocurrency transactions, allowing users to send money across borders efficiently and affordably.

Skrill

Skrill is a strong Starling Bank alternative for fast and secure payments and international money transfers. Available on Freemium, Web, Android, iPhone, Android Tablet, and iPad, it's popular for online betting, trading, shopping, and gaming. Its key features include virtual credit cards and robust e-commerce capabilities, making it a versatile digital wallet.

Cash App

Cash App, a Free app available on Android and iPhone, is an excellent Starling Bank alternative for peer-to-peer payments and basic banking needs. Powered by Square, it allows instant payments to friends and free cash-outs to your bank. Notable features include accepting and buying Bitcoin, and instant debit withdrawals with no fees, making it a straightforward choice for everyday transactions.

Monzo

Monzo Bank is another prominent digital-only bank based in the UK, making it a direct competitor and strong Starling Bank alternative. Available on Free, Web, Android, and iPhone platforms, Monzo offers tools to manage money effectively, including setting spending budgets. Its features like Apple Pay, Google Pay, and a mobile-friendly interface provide a seamless online banking experience similar to Starling.

Paysera

Paysera is a versatile Starling Bank alternative offering private and business IBAN accounts. Available on Freemium, Web, Android, and iPhone, it allows users to collect payments, exchange currency at favorable rates, and pay with a Paysera VISA card. Its strong online banking features make it a comprehensive solution for both personal and business financial management.

Ultimately, the best Starling Bank alternative depends on your specific financial needs and preferences. Whether you prioritize international transfers, cryptocurrency support, or a simple peer-to-peer payment system, the options above offer compelling features. Explore each one to find the perfect fit for your digital banking journey.