Shift Savings Alternatives: Find Your Ideal Automated Savings App
Shift Savings is a convenient financial tool designed to help users save money by rounding up daily transactions and transferring those round-ups to a dedicated savings account. Its core functionality revolves around connecting your bank, automatically rounding up purchases, and then transferring those small amounts weekly to help you build towards financial goals. While Shift Savings offers a straightforward approach, many users seek alternative solutions that might offer different features, platforms, or pricing models. This guide explores the best Shift Savings alternatives to help you find the perfect app for your financial journey.
Top Shift Savings Alternatives
Looking for an app that automates your savings, but perhaps with a different twist? These alternatives offer similar functionality to Shift Savings, often with unique features like investment options, gamified saving, or enhanced goal tracking to help you reach your financial milestones faster.
Acorns
Acorns stands out as a powerful Shift Savings alternative by not just saving your spare change but investing it in diversified portfolios. Available on Freemium and iPhone, it offers both Investment and Online banking features, allowing your round-ups to grow over time in the stock market rather than just sit in a savings account. This makes Acorns ideal for those looking to turn small savings into long-term investments.
Qapital
Qapital offers a fun, gamified approach to automated savings, making it an engaging Shift Savings alternative. This Commercial iPhone app (with varying price points) focuses on helping users meet financial goals through creative rules, including IFTTT integration. This means you can set up highly customized saving triggers beyond just round-ups, such as saving every time you post on Instagram or hit a step goal.
Digit
Digit is a popular automated savings platform that excels at moving money to savings based on your personal spending habits, making it a strong Shift Savings alternative. Available on Commercial, Android, and iPhone platforms, Digit's core Auto-saving feature uses algorithms to analyze your income and spending, safely transferring small, non-essential amounts to your savings without you even noticing.
Peak Money
Peak Money is a premium savings app that empowers users to personalize their savings and discover new ways to reach goals. As a Commercial iPhone and iPad app (with In-app purchases), it offers robust Auto-saving features that provide more control and insights into your savings journey compared to Shift Savings, allowing for a more tailored approach to reaching financial milestones.
Tip Yourself
Tip Yourself offers a unique psychological approach to saving money by encouraging users to reward themselves for positive actions. This Free iPhone app serves as a simple yet effective Shift Savings alternative for those who thrive on positive reinforcement, providing a straightforward way to save without complex features, by simply 'tipping' yourself for achievements.
Mindbosa
Mindbosa is a free savings tool that uniquely combines personal and financial progress. Available on Free, Mac, Windows, Web, and Software as a Service (SaaS) platforms, it allows you to reward yourself financially every time you track a goal, providing Goal setting, Goal Tracking, Motivation, and Running features. This makes it a versatile Shift Savings alternative for users who want to link their savings directly to personal achievements.
Rize
Rize is a goal-based, online savings platform that provides a more structured approach to saving than Shift Savings. As a Free Web application, Rize allows users to set, save, and track multiple savings goals within a single account, offering powerful Auto-saving and Goal Tracking features. Your desired savings amounts are automatically moved, making it an excellent choice for dedicated goal setters.
GratiFi
GratiFi offers an all-in-one fintech solution that balances spending, saving, and investing through monthly cash flow. As a Free Web and Software as a Service (SaaS) platform, GratiFi is a more comprehensive Shift Savings alternative, incorporating advanced features like Bitcoin, Blockchain, and Cryptocurrency options for those interested in digital asset integration with their financial planning.
Choosing the best Shift Savings alternative depends entirely on your personal financial goals and preferences. Whether you're looking to invest your spare change, gamify your savings, or simply want a more customized approach to automated saving, there's an app out there for you. Explore these options to find the perfect fit to help you achieve your financial aspirations.