Top Personal Capital Alternatives for Smarter Financial Management
Personal Capital is a popular free software designed to help you make smarter financial decisions by consolidating all your accounts in one place. It offers award-winning tools for managing your entire financial life securely, aiming to help you reach your goals faster. However, it might not be the perfect fit for everyone. Whether you're looking for different features, a specific pricing model, or just exploring other options, there are numerous excellent Personal Capital alternative software available.
Best Personal Capital Alternatives
If you're seeking a financial management tool that aligns more closely with your unique needs, look no further. We've compiled a list of top alternatives to Personal Capital, each offering distinct advantages for budgeting, tracking expenses, or investing.
Mint.com
Mint.com is a free web-based personal financial management service for the US and Canada. It's an excellent Personal Capital alternative, bringing all your financial accounts together online automatically. Available across multiple platforms including Web, Android, iPhone, Android Tablet, iPad, Apple Watch, and Kindle Fire, Mint offers robust features like Budgeting, Taxes, and Bank integration, making it a comprehensive tool for managing your finances.
You Need A Budget
You Need A Budget (YNAB) is a powerful commercial alternative to Personal Capital, designed to help users stop living paycheck-to-paycheck, get out of debt, and save more money. It's built around a proven Four Rules method and offers features like Bank integration, Budgeting, Scheduling, Spreadsheets, and Zero-based budgeting. YNAB is available on Web, Android, iPhone, Android Tablet, Apple Watch, Kindle Fire, Amazon Echo (Alexa Voice Service), and CrossOver, providing extensive multi-platform support.
Money Lover
Money Lover is a great yet simple manager for tracking your personal finance, including income, cash, spending, and expenses, all conveniently from your mobile device. As a freemium Personal Capital alternative, it’s available on Windows, Web, Android, iPhone, Android Tablet, Windows Phone, and iPad, focusing primarily on efficient Expense management.
wallmine
Wallmine offers financial markets at your fingertips, serving as a compelling Personal Capital alternative for those focused on investments. This freemium web-based platform provides stock and cryptocurrency research and tracking applications with SEC filings analysis, portfolio management, alerts, and insider information. Its features include Full text search, Stock screener, Portfolio tracking, Simplicity and reliability, and Track real time data.
Unifimoney
Unifimoney presents a refreshingly new way to manage your money, focusing on making your money work for you. This free Personal Capital alternative is available on iPhone, Android Tablet, and iPad, and while the provided data doesn't list specific features, its core proposition revolves around an innovative approach to financial management.
NetworthShare
NetworthShare is a free web-based net worth tracker that allows you to calculate, track, and compare your net worth, helping you grow it effectively. It also fosters a community aspect. As a straightforward Personal Capital alternative focusing solely on net worth tracking, it offers a simple yet powerful tool for a specific financial goal.
WealthPlus Net Worth
WealthPlus Net Worth is a freemium net worth calculator available on iPhone and iPad. This Personal Capital alternative offers a focused solution for users primarily interested in calculating and tracking their net worth without the broader financial management features found in more comprehensive platforms.
Money Pro
Money Pro is a comprehensive financial management tool that serves as a robust Personal Capital alternative, ideal for bill planning, budgeting, and account tracking. It works great for both home budgeting and business use. This freemium software is available on Mac, Android, iPhone, Android Tablet, iPad, and Apple Watch, and notably includes a Built-in Calendar feature for organized financial planning.
Thrifty
Thrifty allows you to take charge of your money with easy expense tracking, eliminating the need for spreadsheets. As a commercial Personal Capital alternative, it's a web-based platform primarily focused on Budgeting, offering a streamlined approach to managing your spending and financial goals.
Moneon
Moneon is a personal finance management app that emphasizes privacy and simplicity while offering full-featured money tracking capabilities. This freemium Personal Capital alternative is available on Android, iPhone, and Apple Watch. Its key features include Expense Tracking, Shared wallets, and Voice recognition, making it a versatile and modern choice for managing your finances on the go.
Choosing the right financial management software is a personal decision. We encourage you to explore these Personal Capital alternatives, considering their features, platforms, and pricing models to find the perfect fit for your individual financial journey and goals.