Top PayPal Here Alternatives for Seamless Payments

PayPal Here, with its simple 2.7% per swipe fee and quick payment processing, has long been a go-to for small businesses looking to accept credit cards anywhere. Its appeal lies in its straightforward approach: no setup costs, no monthly fees, and compatibility with major cards like Visa, MasterCard, American Express, and Discover. However, as business needs evolve and the payment processing landscape expands, many are seeking a robust PayPal Here alternative that offers specialized features, better rates, or broader platform support. This guide explores the best options available today.

The Best PayPal Here Alternatives

Whether you're looking for advanced POS features, lower transaction costs, or cryptocurrency support, there's a PayPal Here alternative that fits your specific business requirements. Dive into these top contenders:

PayPal

While PayPal Here is a specific app, the broader PayPal platform itself is a powerful PayPal Here alternative. It's a faster, safer way to send and receive money or set up a merchant account. Available on Commercial, Web, Android, iPhone, Blackberry, and Pebble, PayPal offers features like in-app money transfer, optimized for mobile use, online banking, payment gateway integration, payment processing, and a strong focus on security. It's ideal for businesses already familiar with the PayPal ecosystem or those needing robust online payment solutions.

Payoneer

Payoneer, a venture-backed and profitable company, is a strong PayPal Here alternative for global businesses. Available on Commercial and Web platforms, it excels in credit card processing, automatic payments, e-commerce, mobile payment, online banking, and general payment processing. Its focus on international payments makes it a preferred choice for freelancers, businesses, and professionals worldwide who need to send and receive payments across borders efficiently.

PaymentSpring

PaymentSpring is an excellent PayPal Here alternative for developers and software platforms seeking a powerful, all-in-one mobile payment gateway. Available on Commercial, Open Source, Mac, Windows, Web, Android, and iPhone, it's designed for businesses that want a deeply integrated and customizable payment processing solution. While the JSON didn't list specific features, its developer-driven focus suggests flexibility and control over payment workflows, making it a good fit for tech-savvy businesses.

Square Point of Sale

Square Point of Sale is arguably the most direct and widely recognized PayPal Here alternative. It allows businesses to accept cash and card payments with no contracts, monthly fees, or hidden costs. Available on Commercial, Android, iPhone, Android Tablet, and iPad, Square offers robust features including e-commerce integration, IFTTT integration, inventory management, and the ability to work offline. Its comprehensive POS system makes it ideal for retail stores, restaurants, and mobile businesses needing a full-service payment and management solution.

SuperPay

SuperPay offers a new and fast way to get paid, serving as a straightforward PayPal Here alternative. Available for free on the Web, it allows companies to set up their own secure online payments gateway without complex setup. A notable feature is the ability to buy bitcoins, indicating a leaning towards modern digital currency transactions. It's well-suited for businesses looking for a simple, quick online payment gateway, possibly with an interest in cryptocurrency.

Vertcoin

Vertcoin is a unique PayPal Here alternative focusing on cryptocurrency payments. Available for free on Mac, Linux, Web, Android, and Android Tablet, its core aim is to 'BEAT-ASICS' by keeping mining in the hands of the masses, ensuring a truly distributed cryptocurrency. It offers dedicated cryptocurrency support, making it an excellent choice for businesses or individuals keen on decentralizing their payment options and accepting digital assets.

Groestlcoin

GroestlCoin (GRS) is another strong cryptocurrency-focused PayPal Here alternative. Available for free and Open Source on Mac, Windows, and Linux, it's a peer-to-peer Internet cryptocurrency that enables instant payments globally. Features include general cryptocurrency support, online banking capabilities for digital assets, and peer-to-peer transactions. For businesses looking to embrace the future of payments with a robust and open-source crypto solution, Groestlcoin offers a compelling option.

Dwolla

Dwolla stands out as a PayPal Here alternative for businesses that primarily deal with bank transfers. As a Freemium service available on Web, Android, iPhone, and Windows Phone, it prides itself on simple, fast, and seamless bank transfers with no per-transaction costs. Features include bank reconciliation, e-commerce support, mobile payment capabilities, and general payment processing. It's an excellent choice for businesses looking for an efficient and cost-effective way to manage large volumes of bank-to-bank payments.

Loyverse POS

Loyverse POS is a free POS (point-of-sale) app that serves as a versatile PayPal Here alternative, perfect for various retail and service businesses like cafes, bars, restaurants, salons, and kiosks. Available for free on Android, iPhone, Android Tablet, and iPad, it offers essential features such as bill printing and inventory management. Its comprehensive, free nature makes it an attractive option for small businesses seeking an all-in-one solution without recurring fees.

PayRequest

PayRequest is a dynamic Payment Platform that functions as a sophisticated PayPal Here alternative, particularly for businesses needing flexible payment links and automated reminders. As a Freemium and SaaS solution, it allows users to create payment links via Stripe or Mollie, with clients receiving reminders via email or SMS. Features include email notifications, live push notifications, payment links, recurring billing, responsive design, and Stripe integration. It's ideal for businesses that prioritize customizable payment requests and streamlined communication with clients.

Choosing the best PayPal Here alternative depends entirely on your business's unique needs, transaction volume, and desired features. From comprehensive POS systems to specialized cryptocurrency solutions, the market offers a diverse range of options. Explore these alternatives to find the perfect fit that empowers your business's payment processing and growth.