The Best mSums Alternatives for Online Personal Accounting
mSums offers online personal encrypted accounting software, allowing users to track accounts and transactions securely. However, just like any software, there are times when users seek alternatives due to specific feature needs, platform preferences, or simply to explore other options. If you're looking for a robust mSums alternative to manage your finances, you've come to the right place. We've compiled a list of top-notch personal finance software that can help you stay on top of your money.
Top mSums Alternatives
Whether you prioritize open-source solutions, comprehensive budgeting tools, bank integration, or cross-platform compatibility, there's a perfect mSums alternative out there for you. Dive into our curated list to find the ideal financial management software that aligns with your needs.

GnuCash
GnuCash is a free, open-source personal and small-business financial-accounting software. It's an excellent mSums alternative for users seeking a powerful, feature-rich solution available across multiple platforms including Mac, Windows, Linux, Android, and BSD. Key features include online banking, syncing between devices, account hierarchy, budgeting, double-entry accounting, and a privacy-focused approach.

You Need A Budget
You Need A Budget (YNAB) is a commercial, web-based financial management tool available on Android, iPhone, and Apple Watch. It's a popular mSums alternative known for its proven method to help users get out of debt and save money. YNAB features include robust bank integration, detailed budgeting, scheduling, and a unique zero-based budgeting approach.

Mint.com
Mint.com is a freemium web-based personal financial management service, serving as a solid mSums alternative especially for users in the US and Canada. It automatically brings all your financial accounts together online. Available on Android, iPhone, iPad, and Apple Watch, Mint.com offers budgeting, tax features, and seamless bank integration.

Money Manager Ex
Money Manager Ex is a free, open-source, cross-platform personal finance software. It's a great mSums alternative for organizing finances and tracking expenses. Available on Mac, Windows, Linux, and Android, it features Dropbox integration, budgeting, CSV data import, encryption, multiple language support, portability, and portfolio analytics.

Buxfer
Buxfer is an online money management software available as a freemium service on the web, Android, and iPhone. As an mSums alternative, it focuses on personal finance, account aggregation, budgeting, bill reminders, and forecasting. Notable features include forecasting reports, automatic tagging, expense management, and support for multiple currencies.

CountAbout
CountAbout is a commercial online personal finance website, designed as a Quicken or Mint alternative. It’s a strong mSums alternative for those who prefer cloud-based solutions. Available on the web, Android, iPhone, and Kindle Fire, it offers auto updates, future transactions tracking, automatic downloading, budgeting, automatic categorization rules, and multiple account support.

CalendarBudget
CalendarBudget is a commercial web-based tool available on Android, iPhone, and Android Tablet. It's an easy-to-use mSums alternative for tracking and forecasting wealth using a calendar view. It allows users to place income and expenses on a calendar to easily visualize daily balances and upcoming financial events, featuring bank reconciliation and budgeting.

Bankin'
Bankin' is a freemium app trusted by millions to manage personal and business finances. As an mSums alternative, it's available on the web, Android, iPhone, Android Tablet, and iPad. While it doesn't list specific features in the provided data, its wide user base suggests a strong focus on core money management capabilities.

Kresus
Kresus is a free, open-source, and self-hosted personal finance manager. It offers a unique mSums alternative for users who prefer to host their own data and maintain full control. Its primary feature is bank integration, allowing users to check all their accounts from any bank in a single place.

BudgetPolitan
BudgetPolitan is a freemium Software as a Service (SaaS) web-based platform. It's a comprehensive mSums alternative focused on helping users achieve a healthy financial lifestyle by mapping out detailed budgets. Key features include bank integration and robust budgeting tools.
Exploring these mSums alternatives can help you find the perfect financial management software to suit your unique needs, whether you're looking for a free, open-source solution or a feature-rich commercial product. Consider your budget, desired features, and preferred platform to make the best choice for your personal accounting.